The MSP Mortgage Journey

Whether it’s your first mortgage or your fifth, we know the process can feel complicated. That’s why we’ve built a clear, step-by-step journey that takes the stress out of buying or remortgaging. Here's what to expect when you work with MSP.

1. Initial Chat

We start with an informal conversation to:

• Understand your goals and circumstances

• Explain how we work and what to expect

• Give you an idea of what might be possible

2. Information Gathering

Next, we’ll collect the documents and details we need to:

• Confirm your income, deposit, and credit commitments

• Build a full picture of your financial position

• Get ahead of any potential issues before they arise

3. Mortgage Strategy

We research the market to:

• Recommend the most suitable lenders and products

• Compare interest rates, fees, and flexibility

• Explain the pros and cons of your options in plain English

4. Help you Secure the Property

Once you’re happy, we can speak to agents on your behalf to confirm your eligibility.

• Helps you view properties or negotiate with confidence

• No credit searches are carried out at this stage

5. Full Mortgage Application

When you’re ready to proceed:

• We handle the full mortgage application on your behalf

• Liaise with the lender, estate agent, solicitor, and you!

• Keep things moving behind the scenes and keep you informed

6. Offer and Completion

Once the offer is issued:

• We check it thoroughly and guide you through next steps

• Support you right up to completion day (and beyond)

• Remind you when your deal is due for renewal in future

Want a smoother, clearer mortgage experience?

At MSP, we take care of the detail so you can focus on the bigger picture. Whether you’re buying, remortgaging, or investing, we’re here to guide you every step of the way.

Start your mortgage journey with us today - we’ll make it easier than you expected.