UK Finance for Jersey Residents

UK mortgages for Jersey residents can often feel difficult to navigate, and many people are under the impression that securing one simply isn’t possible.   Through our extensive connections and knowledge we’re able to assist Jersey residents looking to buy in the UK.  We can offer advice on all your UK based property finance needs.

Following local requests we are coming to Jersey the 21st - 24th of January 2026 to offer in person advice.

We’re hosting an event at the Raddison Blu, St Helier from 5:30pm - 7pm on Wednesday the 21st of January 2026.

Click below to book your place (whilst available).  By the end of the presentation you’ll be aware of;

  • The current UK lending market and purchase journey / timescales

  • The three main avenues of UK property finance

  • The types of lenders available to Jersey residents

  • Taxes and costs to consider when buying UK property

  • What you can do to maximise your chances of being accepted

We will also be joined by a UK solicitor to impart their expertise, and will be sharing key UK contacts that will help you through the buying or moving process.

Book your place today - Click here

For meetings with us at the Santander Work Cafe on the 22nd or 23rd of January 2026, please book in below.

If Saturday the 24th is better we have some limited availability in the morning, please email us at info@mspfinancial.co.uk if you cannot do the 22nd or 23rd.

What type of UK mortgages can Jersey residents get?

  • A historic stone house with a red tile roof, surrounded by greenery and a stone pathway leading to an arched entrance.

    Moving to the UK

    Securing a UK mortgage when relocating from Jersey can seem daunting, especially with differing criteria around income, residency and credit history. We work closely with lenders who understand cross-jurisdiction moves and can support Jersey residents looking to purchase a home as they transition to life in the UK.

  • People walking past a large red-brick apartment building with bay windows and ornate architectural details on a city sidewalk.

    Buying a Second Home in the UK

    Many Jersey residents look to the UK for a second home whether for family, convenience, or lifestyle. Although lending rules differ for offshore applicants, we have access to lenders who are comfortable assessing your circumstances and offering competitive options for second-home purchases.

  • Two adjacent doors on a white brick building, with a green door on the left and a red door on the right, each decorated with a door knocker. There are potted bushes in front of each door and a window with a flower box on the right side. The building has steps leading up to both doors and a sidewalk in front.

    Investing in UK Property

    The UK remains a popular investment destination for Jersey-based clients, but buy-to-let and investment mortgages can come with additional layers of complexity. With strong relationships across specialist and mainstream lenders, we help investors structure applications effectively and secure suitable UK mortgage finance from Jersey.

Get In Touch

The best way to understand what your mortgage will cost is by speaking to one of our expert advisers so please do get in touch today and we’ll soon to able to assess what your payments are likely to be.

Contact us